First home · regional medians
First-Home Countdown.
What you'll have for a deposit, when you can withdraw, and how it compares to the median home price where you're buying. REINZ data, plain numbers.
Your plan
Tell us about your first-home goal
KiwiSaver at withdrawal
$52,249
Projected balance in 3 years, less the $1,000 you must leave behind.
Target deposit
$139,000
20% of the Christchurch median ($695,000). (The First Home Grant closed to new applicants in 2024, so it's no longer included.)
Gap
−$86,751
You're short by $86,751. Options: extend the timeline, raise contributions, look at a cheaper region or a smaller deposit. The numbers move fast. try changing the inputs above.
Indicative only, general information not personalised advice. Median prices update quarterly (REINZ). The First Home Grant closed to new applicants in 2024. for current first-home support see Kāinga Ora for current eligibility. Talk to Smiths before you commit to anything.
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