Sbs Wealth Kiwisaver Scheme
Sbs Wealth Focused Growth Fund
The Smiths take
Sbs Wealth Focused Growth Fund Smiths Rating B
Smiths' editorial rating, our internal opinion based on 10-year returns, fees, and risk band fit. Not a formal credit rating or regulated star rating.
Smiths reviews this fund against every other aggressive option in NZ on net-of-fees returns, total fees, and band fit. The full Sorted snapshot is below.
General information only · Past performance is not a reliable indicator of future performance · For personal advice please contact us.
At a glance
This fund is for investors seeking
Three quick reads for whether the Sbs Wealth Focused Growth Fund fits your situation.
A 10+ years timeframe
This is a aggressive KiwiSaver fund. The provider's recommended minimum holding period sits in the 10+ years range.
A higher-risk investment
Sorted's risk indicator places this at 6 on a 1–7 scale. Bigger swings, potentially higher long-term returns.
Mostly growth assets
97% growth assets (shares, property) and 3% income assets (bonds, cash). Spread across multiple asset classes.
Snapshot
The headline numbers
Mix
97.17% / 2.83%
Growth / Income · avg 98.25% / 1.75%
Fees
1.17%
$351 on $30k · avg 1.95%
What the provider says
In their own words
“The Fund aims to provide investors with a higher risk Investment option that achieves capital Growth over the long term. The Fund invests in a Concentrated selection of international equities, With a small amount in cash.”
- Fund start date
- 28 April 2025
- Withdrawal rules
- This is a KiwiSaver fund. generally you can withdraw only to purchase a first home, after the age of 65, or in cases of significant financial hardship.
Asset mix
What this fund actually holds
Growth assets are 97.17% of the fund, income assets the rest. The mix is the latest snapshot from Sorted, with the average for this risk band's KiwiSaver funds shown alongside.
- Sharesthis fundavg
97.17%
avg 87.94%
- Propertythis fundavg
0.00%
avg 8.38%
- Otherthis fundavg
0.00%
avg 1.93%
- Bondsthis fundavg
0.00%
avg 0.38%
- Cashthis fundavg
2.83%
avg 1.37%
What it owns
Top 10 holdings. 70.81% of the fund
The rest is spread across hundreds of other positions. Full holdings live in the provider's portfolio file.
Alphabet Inc Cap Stock Class A
Shares
International EquitiesUS11.34%Nvidia Corp
Shares
International EquitiesUS7.72%Jpmorgan Chase & Co
Shares
International EquitiesUS7.66%Eli Lilly & Co
Shares
International EquitiesUS7.34%Taiwan Semiconductor Manufacturing Co
Shares
International EquitiesTW6.71%Microsoft Corporation
Shares
International EquitiesUS6.44%Schneider Electric Se
Shares
International EquitiesFR6.40%Apple Inc
Shares
International EquitiesUS5.91%Amazon.Com Inc
Shares
International EquitiesUS5.73%Visa Inc
Shares
International EquitiesUS5.56%
Fees breakdown
What you actually pay
Modelled on a $30,000 balance held for one full year. Each line shows this fund's % and dollar cost vs. the average for funds in the same risk band.
Management
Charged by the fund manager, % of your balance.
0.97%
avg 0.73%
$291
avg $219
+0.24%Other
Other potential costs not in the categories below.
97.17%
avg 87.94%
-
avg -
+9.23%Performance-based
Higher when the fund (or underlying fund) performs well.
0.00%
avg -
$0
avg -
Membership
A flat annual fee, regardless of balance or performance.
0.00%
avg 0.05%
$0
avg $16
−0.05%
Total combined fees
Doesn't include fees for one-off activities like transferring or withdrawing.
1.17%
avg 1.95%
$351
avg $585
Risk indicator
Sorted risk rating: 6 of 7
The Sorted risk indicator is calculated from the last 5 years of price volatility. Higher = more ups and downs but typically higher long-term returns.
Fund details
The unsexy stats that matter
- Total fund value
- $25,207,559
- Members
- 6,490
- Asset liquidity ratio
- 100.14%
- Debt ratio
- 0.15%
- Default KiwiSaver fund
- No
- Fund reference
- FND56107
Manager
Sbs Wealth Kiwisaver Scheme
Licensed with the Financial Markets Authority.
- NZBN
- 9429036803323
- FSP number
- FSP3961
Smiths Health Check
Is the Sbs Wealth Focused Growth Fund actually the right fund for you?
Take the 90-second Health Check. We'll grade your current setup, tell you what it's costing you, and recommend the best fit from our advised panel, benchmarked against every fund in the directory, not just sbs.
Our directory covers every NZ KiwiSaver fund. Our advice panel is five schemes (ANZ, Booster, Fisher Funds, Generate, Milford); recommendations land on four funds across Milford and Booster — how we're paid →