Provider · broker-grade review
ANZ KiwiSaver
ANZ KIWISAVER SCHEME
- Funds in scheme
- 14
- Funds under management
- $20.28B
- Fee range
- 0.22–0.96%
- Best 5-yr return
- 5.61%
Returns are annualised, after fees and 28% PIR, sourced from Sorted Smart Investor (as at Q1 2026). Past performance is not a reliable indicator of future performance. General information only, not personalised advice.
The Smiths take
What we know about ANZ KiwiSaver
- →ANZ runs 14 KiwiSaver funds across 3 risk bands. covering Conservative, Balanced and Growth.
- →Total annual fees range from 0.22% to 0.96% depending on the fund.
- →Best 5-yr annualised return in the scheme is 5.61% (after fees & 28% PIR).
- →Scheme manages $20.28B in total.
Smiths' top picks from ANZ
The 3 ANZfunds we'd look at first
- #1
- #2
- #3
Every fund in the scheme
All 14 ANZ KiwiSaver funds
Conservative · 6 funds
Conservative Balanced Fund
2.64% 5y0.73% feesReview →Conservative Balanced Fund
2.63% 5y0.73% feesReview →Cash Fund
2.52% 5y0.22% feesReview →Cash Fund
2.52% 5y0.22% feesReview →Conservative Fund
2.45% 5y0.42% feesReview →Conservative Fund
1.76% 5y0.60% feesReview →
Balanced · 4 funds
Balanced Growth Fund
4.59% 5y0.92% feesReview →Balanced Growth Fund
4.58% 5y0.92% feesReview →Balanced Fund
3.60% 5y0.88% feesReview →Balanced Fund
3.59% 5y0.88% feesReview →
Growth · 4 funds
Growth Fund
5.61% 5y0.96% feesReview →Growth Fund
5.61% 5y0.96% feesReview →High Growth Fund
-0.95% feesReview →High Growth Fund
-0.95% feesReview →
Should you be in ANZ?
We compare ANZ against every other NZ provider.
Take the 90-second Health Check. We'll grade your current setup, tell you what it's costing you, and recommend the best fit from our advised panel, benchmarked against every fund in the directory, not just ANZ's.
Our directory covers every NZ KiwiSaver fund. Our advice panel is five schemes (ANZ, Booster, Fisher Funds, Generate, Milford); recommendations land on four funds across Milford and Booster — how we're paid →