Provider · broker-grade review
ASB KiwiSaver
ASB KIWISAVER SCHEME
- Funds in scheme
- 6
- Funds under management
- $20.62B
- Fee range
- 0.35–0.75%
- Best 5-yr return
- 7.40%
Returns are annualised, after fees and 28% PIR, sourced from Sorted Smart Investor (as at Q1 2026). Past performance is not a reliable indicator of future performance. General information only, not personalised advice.
The Smiths take
What we know about ASB KiwiSaver
- →ASB runs 6 KiwiSaver funds across 4 risk bands. covering Conservative, Balanced, Growth and Aggressive.
- →Total annual fees range from 0.35% to 0.75% depending on the fund.
- →Best 5-yr annualised return in the scheme is 7.40% (after fees & 28% PIR).
- →Scheme manages $20.62B in total.
Smiths' top picks from ASB
The 3 ASBfunds we'd look at first
- #1
- #2
- #3
Every fund in the scheme
All 6 ASB KiwiSaver funds
Conservative · 2 funds
Conservative Fund
2.56% 5y0.40% feesReview →Nz Cash Fund
2.37% 5y0.35% feesReview →
Balanced · 2 funds
Balanced Fund
5.66% 5y0.65% feesReview →Moderate Fund
3.76% 5y0.60% feesReview →
Growth · 1 fund
Growth Fund
7.40% 5y0.70% feesReview →
Aggressive · 1 fund
Aggressive Fund
-0.75% feesReview →
Should you be in ASB?
We compare ASB against every other NZ provider.
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Our directory covers every NZ KiwiSaver fund. Our advice panel is five schemes (ANZ, Booster, Fisher Funds, Generate, Milford); recommendations land on four funds across Milford and Booster — how we're paid →