Provider · broker-grade review

MERCER KiwiSaver

MERCER KIWISAVER SCHEME

Funds in scheme: 7
Funds under management: $2.57B
Fee range: 0.32–0.95%
Best 5-yr return: 7.73%

Returns are annualised, after fees and 28% PIR, sourced from Sorted Smart Investor (as at Q1 2026). Past performance is not a reliable indicator of future performance. General information only, not personalised advice.

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The Smiths take

What we know about MERCER KiwiSaver

→MERCER runs 7 KiwiSaver funds across 4 risk bands. covering Conservative, Balanced, Growth and Uncategorised.
→Total annual fees range from 0.32% to 0.95% depending on the fund.
→Best 5-yr annualised return in the scheme is 7.73% (after fees & 28% PIR).
→Scheme manages $2.57B in total.

Smiths' top picks from MERCER

The 3 MERCERfunds we'd look at first

#1
Uncategorised
Responsible Shares Fund
7.73% 5-yr return · 0.95% fees
#2
Growth
Responsible High Growth Fund
7.56% 5-yr return · 0.89% fees
#3
Growth
Responsible Growth Fund
6.40% 5-yr return · 0.84% fees

Every fund in the scheme

All 7 MERCER KiwiSaver funds

Should you be in MERCER?

We compare MERCER against every other NZ provider.

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Our directory covers every NZ KiwiSaver fund. Our advice panel is five schemes (ANZ, Booster, Fisher Funds, Generate, Milford); recommendations land on four funds across Milford and Booster — how we're paid →

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