Provider · broker-grade review

MILFORD KiwiSaver

MILFORD KIWISAVER PLAN

Funds in scheme: 6
Funds under management: $14.63B
Fee range: 0.20–1.15%
Best 5-yr return: 8.87%

Returns are annualised, after fees and 28% PIR, sourced from Sorted Smart Investor (as at Q1 2026). Past performance is not a reliable indicator of future performance. General information only, not personalised advice.

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The Smiths take

What we know about MILFORD KiwiSaver

→MILFORD runs 6 KiwiSaver funds across 4 risk bands. covering Conservative, Balanced, Growth and Aggressive.
→Total annual fees range from 0.20% to 1.15% depending on the fund.
→Best 5-yr annualised return in the scheme is 8.87% (after fees & 28% PIR).
→Scheme manages $14.63B in total.

Smiths' top picks from MILFORD

The 3 MILFORDfunds we'd look at first

#1
Growth
Milford Kiwisaver Active Growth Fund
8.87% 5-yr return · 1.05% fees
#2
Aggressive
Milford Kiwisaver Aggressive Fund
8.44% 5-yr return · 1.15% fees
#3
Balanced
Milford Kiwisaver Balanced Fund
6.03% 5-yr return · 1.05% fees

Every fund in the scheme

All 6 MILFORD KiwiSaver funds

Should you be in MILFORD?

We compare MILFORD against every other NZ provider.

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Our directory covers every NZ KiwiSaver fund. Our advice panel is five schemes (ANZ, Booster, Fisher Funds, Generate, Milford); recommendations land on four funds across Milford and Booster — how we're paid →

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