Provider · broker-grade review

PATHFINDER KiwiSaver

PATHFINDER KIWISAVER PLAN

Funds in scheme: 4
Funds under management: $605M
Fee range: 1.01–1.37%
Best 5-yr return: 6.68%

Returns are annualised, after fees and 28% PIR, sourced from Sorted Smart Investor (as at Q1 2026). Past performance is not a reliable indicator of future performance. General information only, not personalised advice.

Run free Health Check →Filter screener to PATHFINDER

The Smiths take

What we know about PATHFINDER KiwiSaver

→PATHFINDER runs 4 KiwiSaver funds across 3 risk bands. covering Conservative, Balanced and Growth.
→Total annual fees range from 1.01% to 1.37% depending on the fund.
→Best 5-yr annualised return in the scheme is 6.68% (after fees & 28% PIR).
→Scheme manages $605M in total.

Smiths' top picks from PATHFINDER

The 3 PATHFINDERfunds we'd look at first

#1
Growth
Pathfinder Kiwisaver Growth Fund
6.68% 5-yr return · 1.37% fees
#2
Balanced
Pathfinder Kiwisaver Balanced Fund
5.55% 5-yr return · 1.25% fees
#3
Conservative
Pathfinder Kiwisaver Conservative Fund
3.00% 5-yr return · 1.01% fees

Every fund in the scheme

All 4 PATHFINDER KiwiSaver funds

Should you be in PATHFINDER?

We compare PATHFINDER against every other NZ provider.

Take the 90-second Health Check. We'll grade your current setup, tell you what it's costing you, and recommend the best fit from our advised panel, benchmarked against every fund in the directory, not just PATHFINDER's.

Our directory covers every NZ KiwiSaver fund. Our advice panel is five schemes (ANZ, Booster, Fisher Funds, Generate, Milford); recommendations land on four funds across Milford and Booster — how we're paid →

Run free Health Check →