Provider · broker-grade review

SIMPLICITY KiwiSaver

SIMPLICITY KIWISAVER SCHEME

Funds in scheme: 6
Funds under management: $6.11B
Fee range: 0.25%
Best 5-yr return: 7.20%

Returns are annualised, after fees and 28% PIR, sourced from Sorted Smart Investor (as at Q1 2026). Past performance is not a reliable indicator of future performance. General information only, not personalised advice.

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The Smiths take

What we know about SIMPLICITY KiwiSaver

→SIMPLICITY runs 6 KiwiSaver funds across 4 risk bands. covering Conservative, Balanced, Growth and Aggressive.
→Total annual fees are 0.25% across the range.
→Best 5-yr annualised return in the scheme is 7.20% (after fees & 28% PIR).
→Includes at least one government-designated default KiwiSaver fund.
→Scheme manages $6.11B in total.

Smiths' top picks from SIMPLICITY

The 3 SIMPLICITYfunds we'd look at first

#1
Growth
Growth Fund
7.20% 5-yr return · 0.25% fees
#2
Balanced
Balanced Fund
5.12% 5-yr return · 0.25% fees
#3
Conservative
Conservative Fund
1.75% 5-yr return · 0.25% fees

Every fund in the scheme

All 6 SIMPLICITY KiwiSaver funds

Should you be in SIMPLICITY?

We compare SIMPLICITY against every other NZ provider.

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Our directory covers every NZ KiwiSaver fund. Our advice panel is five schemes (ANZ, Booster, Fisher Funds, Generate, Milford); recommendations land on four funds across Milford and Booster — how we're paid →

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