Safeguard Your Business From Every Angle

If you are running your own business we can offer covers that will help protect against losses. Examples of these covers are below:

Public Liability
Accidents happen, that’s why Public Liability policy covers your legal liability to pay damages to third parties who may have suffered property damage or personal injury as a result of your activities.

Statutory Liability
Statutory Liability cover pays for the legal defence should you be prosecuted for an unintentional breach of almost any New Zealand Act of Parliament.

Employers Liability
Employers Liability provides cover for claims made by employees against employers arising from personal injury. This covers events that fall outside of the Accident Compensation and Rehabilitation act.

Employment Disputes Liability
This policy covers you for damages and costs that may arise out of certain employment related disputes such as wrongful termination, harrassment and discrimination, and will cover you for any subsequent defence costs.

Professional Indemnity
If you provide services and advice to the general public. If these activities were to result in any third party suffering a financial loss, professional indemnity policy can pay for legal defence costs and any potential damages arising.

Business Vehicles
With our Commercial Motor insurance you get more than just great cover. You’ll also enjoy a range of benefits to help keep your employees safe and your vehicles on the road. If your business vehicles are stolen or damaged, we’ll cover them for their market value, up to a Sum Insured that you set.

Tools of Trade
Most tradies are lost without their tools. If a tradie finds themselves without their tools, whether due to theft, accidental loss or damage, the need for speed, accuracy and sometimes ability to complete jobs is not possible. Whether you’re a plumber, electrician, tiler, bricklayer, gasfitter or any other type of tradie, covering your tools is about covering your ability to earn. With the right tradies insurance, you can enjoy the peace of mind that comes from knowing that the cost to replace your tools is covered should an insurable loss happen.