Lowest fees · ranked on the data
Lowest-fee KiwiSaver funds in NZ (2026)
Every basis point of fee compounds against you over decades. These are the cheapest KiwiSaver funds in NZ. which doesn't always mean the best, but it's a fair starting point.
General information only · Past performance is not a reliable indicator of future performance · Returns shown are historical (Morningstar Morningstar KiwiSaver 360, Q1 2026), net of fund fees at 28% PIR. For personal advice on which fund fits you, run our free Health Check or get in touch.
Smiths' top 5
The 5we'd look at first.
- 1

Conservative
Milford Kiwisaver Cash Fund
Milford Kiwisaver Plan
0.20% total fees · 2.47% 5y return
- 3

Conservative
Cash Fund
Anz Default Kiwisaver Scheme
0.22% total fees · 2.52% 5y return
- 4

Conservative
Kernel Cash Plus Fund
Kernel Kiwisaver Plan
0.25% total fees · 0.00% 5y return
- 5

Uncategorised
Kernel S&P 500 (Nzd Hedged) Fund
Kernel Kiwisaver Plan
0.25% total fees · 0.00% 5y return
How we ranked these
Our methodology
We rank all KiwiSaver funds with reported total annual fees, lowest first. Returns are shown alongside but don't affect the rank.
Smiths is FAP-licensed (FSP712931) and gives advice on a defined panel of KiwiSaver schemes. We don't run our own scheme. We do receive an upfront fee plus a trail commission (0.25%–0.5%) from the scheme we move clients to, disclosed in full at smiths.net.nz/disclosure. The ranking on this page covers every scheme in NZ, regardless of whether it is on our panel. Past performance is not a reliable indicator of future performance. this is general information only.
The full ranking
All 210 funds we considered
- #6
Conservative
Cash Fund
Westpac Kiwisaver Scheme
0.25% total fees · 2.58% 5y return
- #7
Conservative
Cash Fund
Mas Kiwisaver Scheme
0.25% total fees · 2.53% 5y return
- #8
Conservative
Defensive Fund
Simplicity Kiwisaver Scheme
0.25% total fees · 0.00% 5y return
- #9
Conservative
Conservative Fund
Simplicity Kiwisaver Scheme
0.25% total fees · 1.75% 5y return
- #10
Conservative
Kernel Conservative Fund
Kernel Kiwisaver Plan
0.25% total fees · 0.00% 5y return
- #11
Balanced
Balanced Fund
Simplicity Kiwisaver Scheme
0.25% total fees · 5.12% 5y return
- #12
Balanced
Default Fund
Simplicity Kiwisaver Scheme
0.25% total fees · 0.00% 5y return
- #13
Balanced
Kernel Balanced Fund
Kernel Kiwisaver Plan
0.25% total fees · 0.00% 5y return
- #14
Growth
Growth Fund
Simplicity Kiwisaver Scheme
0.25% total fees · 7.20% 5y return
- #15
Aggressive
High Growth Fund
Simplicity Kiwisaver Scheme
0.25% total fees · 0.00% 5y return
- #16
Aggressive
Kernel High Growth Fund
Kernel Kiwisaver Plan
0.25% total fees · 0.00% 5y return
- #17
Uncategorised
Kernel Global Esg Fund
Kernel Kiwisaver Plan
0.25% total fees · 0.00% 5y return
- #18
Uncategorised
Kernel S&P Global 100 Fund
Kernel Kiwisaver Plan
0.25% total fees · 0.00% 5y return
- #19
Uncategorised
Kernel Global Infrastructure Fund
Kernel Kiwisaver Plan
0.25% total fees · 0.00% 5y return
- #20
Uncategorised
Kernel Nz Small & Mid Cap Opportunities Fund
Kernel Kiwisaver Plan
0.25% total fees · 0.00% 5y return
- #21
Uncategorised
Kernel Global Property (Nzd Hedged) Fund
Kernel Kiwisaver Plan
0.25% total fees · 0.00% 5y return
- #22
Uncategorised
Kernel S&P Global Dividend Aristocrats Fund
Kernel Kiwisaver Plan
0.25% total fees · 0.00% 5y return
- #23
Uncategorised
Kernel S&P 500 (Unhedged) Fund
Kernel Kiwisaver Plan
0.25% total fees · 0.00% 5y return
- #24
Uncategorised
Kernel World Ex-Us Fund
Kernel Kiwisaver Plan
0.25% total fees · 0.00% 5y return
- #25
Uncategorised
Kernel Australia 100 Fund
Kernel Kiwisaver Plan
0.25% total fees · 0.00% 5y return
- #26
Uncategorised
Kernel Nz 20 Fund
Kernel Kiwisaver Plan
0.25% total fees · 0.00% 5y return
- #27
Uncategorised
Kernel Nz Commercial Property Fund
Kernel Kiwisaver Plan
0.25% total fees · 0.00% 5y return
- #28
Uncategorised
Kernel Global Esg (Nzd Hedged) Fund
Kernel Kiwisaver Plan
0.25% total fees · 0.00% 5y return
- #29
Uncategorised
Kernel Nz 50 Esg Tilted Fund
Kernel Kiwisaver Plan
0.25% total fees · 0.00% 5y return
- #30
Conservative
Kernel Us Bond Fund
Kernel Kiwisaver Plan
0.30% total fees · 0.00% 5y return
- #31
Conservative
Bnz Kiwisaver Cash Fund
Bnz Kiwisaver Scheme
0.30% total fees · 2.45% 5y return
- #32
Conservative
Cash Fund
Mercer Kiwisaver Scheme
0.32% total fees · 2.37% 5y return
- #33
Conservative
Nz Cash Fund
Asb Kiwisaver Scheme
0.35% total fees · 2.37% 5y return
- #34
Balanced
Default Saver Fund
Booster Kiwisaver Scheme
0.35% total fees · 0.00% 5y return
- #35
Balanced
Bnz Kiwisaver Default Fund
Bnz Kiwisaver Scheme
0.35% total fees · 0.00% 5y return
- #36
Balanced
Default Fund
Fisher Funds Kiwisaver Plan
0.37% total fees · 0.00% 5y return
- #37
Conservative
Conservative Fund
Booster Kiwisaver Scheme
0.38% total fees · 2.39% 5y return
- #38
Conservative
Kernel Nz Bond Fund
Kernel Kiwisaver Plan
0.40% total fees · 0.00% 5y return
- #39
Conservative
Defensive Conservative Fund
Westpac Kiwisaver Scheme
0.40% total fees · 2.46% 5y return
- #40
Conservative
Conservative Fund
Asb Kiwisaver Scheme
0.40% total fees · 2.56% 5y return
- #41
Balanced
Conservative Fund
Westpac Kiwisaver Scheme
0.40% total fees · 2.61% 5y return
- #42
Balanced
Moderate Fund
Westpac Kiwisaver Scheme
0.40% total fees · 3.57% 5y return
- #43
Balanced
Default Balanced Fund
Westpac Kiwisaver Scheme
0.40% total fees · 0.00% 5y return
- #44
Conservative
Conservative Fund
Anz Default Kiwisaver Scheme
0.42% total fees · 2.45% 5y return
- #45
Conservative
Sbs Wealth Cash Fund
Sbs Wealth Kiwisaver Scheme
0.45% total fees · 0.00% 5y return
- #46
Conservative
Cash Fund
Fisher Funds Kiwisaver Plan
0.45% total fees · 2.62% 5y return
- #47
Conservative
Bnz Kiwisaver First Home Buyer Fund
Bnz Kiwisaver Scheme
0.45% total fees · 2.77% 5y return
- #48
Conservative
Bnz Kiwisaver Conservative Fund
Bnz Kiwisaver Scheme
0.45% total fees · 2.26% 5y return
- #49
Balanced
Bnz Kiwisaver Moderate Fund
Bnz Kiwisaver Scheme
0.45% total fees · 3.86% 5y return
- #50
Balanced
Bnz Kiwisaver Balanced Fund
Bnz Kiwisaver Scheme
0.45% total fees · 5.34% 5y return
- #51
Growth
Bnz Kiwisaver Growth Fund
Bnz Kiwisaver Scheme
0.45% total fees · 6.93% 5y return
- #52
Growth
Bnz Kiwisaver High Growth Fund
Bnz Kiwisaver Scheme
0.45% total fees · 0.00% 5y return
- #53
Uncategorised
Kernel Emerging Markets Fund
Kernel Kiwisaver Plan
0.45% total fees · 0.00% 5y return
- #54
Uncategorised
Kernel S&P Global Clean Energy Fund
Kernel Kiwisaver Plan
0.45% total fees · 0.00% 5y return
- #55
Conservative
Amp Defensive Conservative Fund
Amp Kiwisaver Scheme
0.49% total fees · 2.32% 5y return
- #56
Conservative
Responsible Conservative Fund
Mercer Kiwisaver Scheme
0.49% total fees · 2.30% 5y return
- #57
Balanced
Balanced Fund
Westpac Kiwisaver Scheme
0.50% total fees · 4.79% 5y return
- #58
Conservative
Core Conservative Fund
Fisher Funds Kiwisaver Plan
0.51% total fees · 3.16% 5y return
- #59
Conservative
Cash Enhanced Fund
Fisher Funds Two Kiwisaver Scheme
0.52% total fees · 2.60% 5y return
- #60
Growth
Growth Fund
Westpac Kiwisaver Scheme
0.55% total fees · 5.98% 5y return
- #61
Conservative
Conservative Fund
Anz Kiwisaver Scheme
0.60% total fees · 1.76% 5y return
- #62
Balanced
Moderate Fund
Asb Kiwisaver Scheme
0.60% total fees · 3.76% 5y return
- #63
Conservative
Preservation Fund
Fisher Funds Two Kiwisaver Scheme
0.61% total fees · 2.21% 5y return
- #64
Conservative
Amp Cash Fund
Amp Kiwisaver Scheme
0.65% total fees · 2.10% 5y return
- #65
Balanced
Balanced Fund
Asb Kiwisaver Scheme
0.65% total fees · 5.66% 5y return
- #66
Balanced
Responsible Moderate Fund
Mercer Kiwisaver Scheme
0.66% total fees · 3.54% 5y return
- #67
Conservative
Cashplus Fund
Fisher Funds Kiwisaver Plan
0.68% total fees · 1.65% 5y return
- #68
Growth
Growth Fund
Asb Kiwisaver Scheme
0.70% total fees · 7.40% 5y return
- #69
Growth
High Growth Fund
Westpac Kiwisaver Scheme
0.70% total fees · 0.00% 5y return
- #70
Conservative
Conservative Balanced Fund
Anz Default Kiwisaver Scheme
0.73% total fees · 2.63% 5y return
- #71
Conservative
Conservative Balanced Fund
Anz Kiwisaver Scheme
0.73% total fees · 2.64% 5y return
- #72
Balanced
Responsible Balanced Fund
Mercer Kiwisaver Scheme
0.75% total fees · 4.92% 5y return
- #73
Aggressive
Aggressive Fund
Asb Kiwisaver Scheme
0.75% total fees · 0.00% 5y return
- #74
Uncategorised
Amp Australasian Shares Fund
Amp Kiwisaver Scheme
0.83% total fees · 2.15% 5y return
- #75
Conservative
Amp Global Fixed Interest Fund
Amp Kiwisaver Scheme
0.84% total fees · -0.57% 5y return
- #76
Balanced
Amp Conservative Fund (Lifesteps)
Amp Kiwisaver Scheme
0.84% total fees · 2.53% 5y return
- #77
Balanced
Amp Conservative Fund
Amp Kiwisaver Scheme
0.84% total fees · 2.53% 5y return
- #78
Balanced
Amp Conservative Fund No. 2
Amp Kiwisaver Scheme
0.84% total fees · 1.87% 5y return
- #79
Balanced
Amp Moderate Fund (Lifesteps)
Amp Kiwisaver Scheme
0.84% total fees · 3.62% 5y return
- #80
Balanced
Amp Moderate Fund
Amp Kiwisaver Scheme
0.84% total fees · 3.62% 5y return
- #81
Balanced
Amp Moderate Balanced Fund
Amp Kiwisaver Scheme
0.84% total fees · 4.48% 5y return
- #82
Balanced
Amp Moderate Balanced Fund (Lifesteps)
Amp Kiwisaver Scheme
0.84% total fees · 4.48% 5y return
- #83
Conservative
Glidepath Age 75
Fisher Funds Kiwisaver Plan
0.84% total fees · 0.00% 5y return
- #84
Growth
Responsible Growth Fund
Mercer Kiwisaver Scheme
0.84% total fees · 6.40% 5y return
- #85
Balanced
Amp Balanced Fund No. 4
Amp Kiwisaver Scheme
0.85% total fees · 3.42% 5y return
- #86
Balanced
Amp Balanced Fund
Amp Kiwisaver Scheme
0.85% total fees · 5.50% 5y return
- #87
Balanced
Amp Balanced Fund No. 2
Amp Kiwisaver Scheme
0.85% total fees · 5.85% 5y return
- #88
Balanced
Amp Balanced Fund (Lifesteps)
Amp Kiwisaver Scheme
0.85% total fees · 5.50% 5y return
- #89
Growth
Amp Growth Fund
Amp Kiwisaver Scheme
0.85% total fees · 7.24% 5y return
- #90
Growth
Amp Growth Fund No. 2
Amp Kiwisaver Scheme
0.85% total fees · 4.43% 5y return
- #91
Growth
Amp Growth Fund (Lifesteps)
Amp Kiwisaver Scheme
0.85% total fees · 7.24% 5y return
- #92
Aggressive
Amp Aggressive Fund (Lifesteps)
Amp Kiwisaver Scheme
0.85% total fees · 8.31% 5y return
- #93
Aggressive
Amp Aggressive Fund
Amp Kiwisaver Scheme
0.85% total fees · 8.31% 5y return
- #94
Uncategorised
Amp International Shares Fund
Amp Kiwisaver Scheme
0.85% total fees · 12.58% 5y return
- #95
Conservative
Conservative Fund
Mas Kiwisaver Scheme
0.85% total fees · 2.30% 5y return
- #96
Conservative
Amp Nz Fixed Interest Fund
Amp Kiwisaver Scheme
0.86% total fees · -0.71% 5y return
- #97
Uncategorised
Amp International Shares Fund No. 2
Amp Kiwisaver Scheme
0.86% total fees · 12.77% 5y return
- #98
Conservative
Quaystreet Fixed Interest Fund
Quaystreet Kiwisaver Scheme
0.86% total fees · 1.80% 5y return
- #99
Conservative
Glidepath Age 75
Fisher Funds Two Kiwisaver Scheme
0.86% total fees · 2.34% 5y return
- #100
Conservative
Quaystreet Conservative Fund
Quaystreet Kiwisaver Scheme
0.86% total fees · 3.60% 5y return
- #101
Conservative
Sbs Wealth Income Fund
Sbs Wealth Kiwisaver Scheme
0.87% total fees · 0.05% 5y return
- #102
Conservative
Enhanced Cash Fund
Booster Kiwisaver Scheme
0.87% total fees · 2.01% 5y return
- #103
Conservative
Quaystreet Income Fund
Quaystreet Kiwisaver Scheme
0.87% total fees · 2.95% 5y return
- #104
Conservative
Conservative Fund
Fisher Funds Kiwisaver Plan
0.87% total fees · 2.72% 5y return
- #105
Conservative
Milford Kiwisaver Conservative Fund
Milford Kiwisaver Plan
0.87% total fees · 2.88% 5y return
- #106
Conservative
Conservative Fund
Fisher Funds Two Kiwisaver Scheme
0.88% total fees · 2.35% 5y return
- #107
Balanced
Balanced Fund
Anz Kiwisaver Scheme
0.88% total fees · 3.60% 5y return
- #108
Balanced
Balanced Fund
Anz Default Kiwisaver Scheme
0.88% total fees · 3.59% 5y return
- #109
Conservative
Glidepath Age 65
Fisher Funds Two Kiwisaver Scheme
0.89% total fees · 2.67% 5y return
- #110
Growth
Responsible High Growth Fund
Mercer Kiwisaver Scheme
0.89% total fees · 7.56% 5y return
- #111
Conservative
Cashplus Fund
Generate Kiwisaver Scheme
0.91% total fees · 0.00% 5y return
- #112
Conservative
Glidepath Age 65
Fisher Funds Kiwisaver Plan
0.91% total fees · 0.00% 5y return
- #113
Balanced
Balanced Growth Fund
Anz Default Kiwisaver Scheme
0.92% total fees · 4.58% 5y return
- #114
Balanced
Balanced Growth Fund
Anz Kiwisaver Scheme
0.92% total fees · 4.59% 5y return
- #115
Conservative
Conservative Fund
Fisher Funds Kiwisaver Scheme
0.93% total fees · 2.33% 5y return
- #116
Conservative
Glidepath Age 75
Fisher Funds Kiwisaver Scheme
0.94% total fees · 2.61% 5y return
- #117
Balanced
Moderate Fund
Mas Kiwisaver Scheme
0.95% total fees · 3.74% 5y return
- #118
Balanced
Milford Kiwisaver Moderate Fund
Milford Kiwisaver Plan
0.95% total fees · 4.29% 5y return
- #119
Balanced
Balanced Fund
Fisher Funds Two Kiwisaver Scheme
0.95% total fees · 4.22% 5y return
- #120
Growth
High Growth Fund
Anz Kiwisaver Scheme
0.95% total fees · 0.00% 5y return
- #121
Growth
High Growth Fund
Anz Default Kiwisaver Scheme
0.95% total fees · 0.00% 5y return
- #122
Uncategorised
Responsible Shares Fund
Mercer Kiwisaver Scheme
0.95% total fees · 7.73% 5y return
- #123
Conservative
Lifestages Auto Option Age 65+
Sbs Wealth Kiwisaver Scheme
0.96% total fees · 2.60% 5y return
- #124
Balanced
Glidepath Age 55
Fisher Funds Two Kiwisaver Scheme
0.96% total fees · 4.41% 5y return
- #125
Growth
Growth Fund
Anz Kiwisaver Scheme
0.96% total fees · 5.61% 5y return
- #126
Growth
Growth Fund
Anz Default Kiwisaver Scheme
0.96% total fees · 5.61% 5y return
- #127
Balanced
Glidepath Age 60
Fisher Funds Kiwisaver Scheme
0.98% total fees · 3.65% 5y return
- #128
Growth
Growth Fund
Mas Kiwisaver Scheme
0.98% total fees · 6.83% 5y return
- #129
Aggressive
Aggressive Fund
Mas Kiwisaver Scheme
0.98% total fees · 7.67% 5y return
- #130
Balanced
Lifestages Auto Option Age 60 - 64
Sbs Wealth Kiwisaver Scheme
0.99% total fees · 3.56% 5y return
- #131
Balanced
Balanced Fund
Mas Kiwisaver Scheme
0.99% total fees · 5.28% 5y return
- #132
Uncategorised
Global Equities Fund
Mas Kiwisaver Scheme
0.99% total fees · 8.41% 5y return
- #133
Balanced
Balanced Strategy
Fisher Funds Kiwisaver Scheme
1.00% total fees · 4.09% 5y return
- #134
Uncategorised
Amp International Shares Fund No. 3
Amp Kiwisaver Scheme
1.01% total fees · 6.05% 5y return
- #135
Conservative
Pathfinder Kiwisaver Conservative Fund
Pathfinder Kiwisaver Plan
1.01% total fees · 3.00% 5y return
- #136
Conservative
Capital Guaranteed Fund
Booster Kiwisaver Scheme
1.03% total fees · 2.68% 5y return
- #137
Growth
Glidepath Age 50
Fisher Funds Kiwisaver Scheme
1.03% total fees · 4.93% 5y return
- #138
Balanced
Balanced Fund
Fisher Funds Kiwisaver Plan
1.04% total fees · 4.86% 5y return
- #139
Balanced
Lifestages Auto Option Age 55 - 59
Sbs Wealth Kiwisaver Scheme
1.05% total fees · 5.30% 5y return
- #140
Balanced
Milford Kiwisaver Balanced Fund
Milford Kiwisaver Plan
1.05% total fees · 6.03% 5y return
- #141
Growth
Glidepath Age 30
Fisher Funds Kiwisaver Scheme
1.05% total fees · 5.33% 5y return
- #142
Growth
Growth Fund
Fisher Funds Kiwisaver Scheme
1.05% total fees · 5.33% 5y return
- #143
Growth
Milford Kiwisaver Active Growth Fund
Milford Kiwisaver Plan
1.05% total fees · 8.87% 5y return
- #144
Growth
Growth Fund
Fisher Funds Two Kiwisaver Scheme
1.06% total fees · 5.93% 5y return
- #145
Balanced
Global Select Conservative Fund
Amp Kiwisaver Scheme
1.08% total fees · 1.86% 5y return
- #146
Growth
Glidepath Age 40
Fisher Funds Two Kiwisaver Scheme
1.09% total fees · 6.19% 5y return
- #147
Balanced
Glidepath Age 55
Fisher Funds Kiwisaver Plan
1.11% total fees · 0.00% 5y return
- #148
Growth
Lifestages Auto Option Age 50 - 54
Sbs Wealth Kiwisaver Scheme
1.11% total fees · 7.08% 5y return
- #149
Balanced
Quaystreet Balanced Fund
Quaystreet Kiwisaver Scheme
1.12% total fees · 8.16% 5y return
- #150
Balanced
Quaystreet Socially Responsible Investment Fund
Quaystreet Kiwisaver Scheme
1.12% total fees · 8.10% 5y return
- #151
Growth
Growth Fund
Fisher Funds Kiwisaver Plan
1.13% total fees · 6.25% 5y return
- #152
Aggressive
Milford Kiwisaver Aggressive Fund
Milford Kiwisaver Plan
1.15% total fees · 8.44% 5y return
- #153
Growth
Glidepath Age 25
Fisher Funds Two Kiwisaver Scheme
1.16% total fees · 6.68% 5y return
- #154
Uncategorised
Equity Fund
Fisher Funds Two Kiwisaver Scheme
1.16% total fees · 6.68% 5y return
- #155
Aggressive
Sbs Wealth Focused Growth Fund
Sbs Wealth Kiwisaver Scheme
1.17% total fees · 0.00% 5y return
- #156
Aggressive
Lifestages Auto Option Age 0 - 49
Sbs Wealth Kiwisaver Scheme
1.17% total fees · 8.90% 5y return
- #157
Aggressive
Sbs Wealth High Growth Fund
Sbs Wealth Kiwisaver Scheme
1.17% total fees · 8.93% 5y return
- #158
Balanced
Global Select Balanced Growth Fund
Amp Kiwisaver Scheme
1.18% total fees · 5.25% 5y return
- #159
Balanced
Moderate Fund
Booster Kiwisaver Scheme
1.20% total fees · 2.59% 5y return
- #160
Conservative
Stepping Stones 76+
Generate Kiwisaver Scheme
1.21% total fees · 0.00% 5y return
- #161
Conservative
Conservative Fund
Generate Kiwisaver Scheme
1.21% total fees · 0.00% 5y return
- #162
Growth
Stepping Stones Growth 76+
Generate Kiwisaver Scheme
1.21% total fees · 0.00% 5y return
- #163
Balanced
Socially Responsible Moderate Fund
Booster Kiwisaver Scheme
1.21% total fees · 2.72% 5y return
- #164
Growth
Glidepath Age 40
Fisher Funds Kiwisaver Plan
1.21% total fees · 0.00% 5y return
- #165
Conservative
Stepping Stones 65-75
Generate Kiwisaver Scheme
1.23% total fees · 0.00% 5y return
- #166
Aggressive
Glidepath Age 25
Fisher Funds Kiwisaver Plan
1.23% total fees · 0.00% 5y return
- #167
Aggressive
Aggressive Fund
Fisher Funds Kiwisaver Plan
1.23% total fees · 0.00% 5y return
- #168
Conservative
Asset Class Conservative Fund
Booster Kiwisaver Scheme
1.24% total fees · 2.35% 5y return
- #169
Balanced
Pathfinder Kiwisaver Balanced Fund
Pathfinder Kiwisaver Plan
1.25% total fees · 5.55% 5y return
- #170
Uncategorised
Quaystreet International Equity (Nzd Hedged) Fund
Quaystreet Kiwisaver Scheme
1.25% total fees · 0.00% 5y return
- #171
Growth
Stepping Stones Growth 61-75
Generate Kiwisaver Scheme
1.26% total fees · 0.00% 5y return
- #172
Balanced
Stepping Stones 61-64
Generate Kiwisaver Scheme
1.26% total fees · 4.18% 5y return
- #173
Balanced
Moderate Fund
Generate Kiwisaver Scheme
1.26% total fees · 4.20% 5y return
- #174
Growth
Global Select Growth Fund
Amp Kiwisaver Scheme
1.27% total fees · 6.32% 5y return
- #175
Uncategorised
Quaystreet International Equity Fund
Quaystreet Kiwisaver Scheme
1.27% total fees · 15.72% 5y return
- #176
Aggressive
Global Fund
Generate Kiwisaver Scheme
1.30% total fees · 0.00% 5y return
- #177
Aggressive
Thematic Fund
Generate Kiwisaver Scheme
1.30% total fees · 0.00% 5y return
- #178
Balanced
Stepping Stones 56-60
Generate Kiwisaver Scheme
1.31% total fees · 4.78% 5y return
- #179
Balanced
Balanced Fund
Booster Kiwisaver Scheme
1.31% total fees · 4.45% 5y return
- #180
Uncategorised
Australasian Fund
Generate Kiwisaver Scheme
1.31% total fees · 0.00% 5y return
- #181
Balanced
Asset Class Balanced Fund
Booster Kiwisaver Scheme
1.32% total fees · 5.19% 5y return
- #182
Conservative
Milford Conservative Fund
Amp Kiwisaver Scheme
1.33% total fees · 0.00% 5y return
- #183
Balanced
Socially Responsible Balanced Fund
Booster Kiwisaver Scheme
1.33% total fees · 4.93% 5y return
- #184
Growth
Socially Responsible Growth Fund
Booster Kiwisaver Scheme
1.34% total fees · 0.00% 5y return
- #185
Growth
Growth Fund
Booster Kiwisaver Scheme
1.35% total fees · 5.79% 5y return
- #186
Aggressive
Socially Responsible High Growth Fund
Booster Kiwisaver Scheme
1.35% total fees · 8.43% 5y return
- #187
Growth
Stepping Stones Growth 56-60
Generate Kiwisaver Scheme
1.36% total fees · 5.29% 5y return
- #188
Balanced
Stepping Stones 46-55
Generate Kiwisaver Scheme
1.36% total fees · 5.29% 5y return
- #189
Balanced
Balanced Fund
Generate Kiwisaver Scheme
1.36% total fees · 0.00% 5y return
- #190
Growth
Pathfinder Kiwisaver High Growth Fund
Pathfinder Kiwisaver Plan
1.36% total fees · 0.00% 5y return
- #191
Balanced
Quaystreet Altum Fund
Quaystreet Kiwisaver Scheme
1.37% total fees · 7.86% 5y return
- #192
Growth
Quaystreet Growth Fund
Quaystreet Kiwisaver Scheme
1.37% total fees · 10.21% 5y return
- #193
Growth
Pathfinder Kiwisaver Growth Fund
Pathfinder Kiwisaver Plan
1.37% total fees · 6.68% 5y return
- #194
Uncategorised
Quaystreet Australian Equity Fund
Quaystreet Kiwisaver Scheme
1.37% total fees · 8.38% 5y return
- #195
Growth
Asset Class Growth Fund
Booster Kiwisaver Scheme
1.37% total fees · 8.61% 5y return
- #196
Uncategorised
Quaystreet New Zealand Equity Fund
Quaystreet Kiwisaver Scheme
1.37% total fees · 1.20% 5y return
- #197
Growth
Stepping Stones Growth 51-55
Generate Kiwisaver Scheme
1.39% total fees · 6.87% 5y return
- #198
Growth
Stepping Stones 36-45
Generate Kiwisaver Scheme
1.39% total fees · 6.87% 5y return
- #199
Growth
Growth Fund
Generate Kiwisaver Scheme
1.39% total fees · 6.79% 5y return
- #200
Aggressive
Quaystreet High Growth Fund
Quaystreet Kiwisaver Scheme
1.40% total fees · 0.00% 5y return
- #201
Growth
Shielded Growth Fund
Booster Kiwisaver Scheme
1.41% total fees · 6.49% 5y return
- #202
Aggressive
Stepping Stones 0-35
Generate Kiwisaver Scheme
1.41% total fees · 8.34% 5y return
- #203
Aggressive
Focused Growth Fund
Generate Kiwisaver Scheme
1.41% total fees · 8.19% 5y return
- #204
Growth
Stepping Stones Growth 0-50
Generate Kiwisaver Scheme
1.41% total fees · 8.47% 5y return
- #205
Aggressive
High Growth Fund
Booster Kiwisaver Scheme
1.41% total fees · 7.23% 5y return
- #206
Balanced
Milford Balanced Fund
Amp Kiwisaver Scheme
1.43% total fees · 0.00% 5y return
- #207
Growth
Socially Responsible Geared Growth Fund
Booster Kiwisaver Scheme
1.46% total fees · 0.00% 5y return
- #208
Growth
Geared Growth Fund
Booster Kiwisaver Scheme
1.50% total fees · 8.13% 5y return
- #209
Growth
Milford Active Growth Fund
Amp Kiwisaver Scheme
1.57% total fees · 0.00% 5y return
- #210
Aggressive
Milford Aggressive Fund
Amp Kiwisaver Scheme
1.57% total fees · 0.00% 5y return
Need a personal take?
We don't pick funds in the abstract.
Take the 90-second Health Check and we'll match you to the best fit for your timeframe, goals, and tax position from our advised panel, benchmarked against every fund in the directory.
Our directory covers every NZ KiwiSaver fund. Our advice panel is five schemes (ANZ, Booster, Fisher Funds, Generate, Milford); recommendations land on four funds across Milford and Booster — how we're paid →
More curated lists